Florida 2-40 CE Requirements

What Is the Florida 2-40 License?

The Florida 2-40 is the resident Health insurance agent license. Florida DFS separately identifies the 2-15 as the combined Life and Health license and the 2-14 as the Life license.

How Many CE Hours Does a Florida 2-40 Agent Need?

The standard requirement is 24 hours per compliance cycle: 4 hours of 5-240 Law & Ethics and 20 elective hours. Applicable reductions may lower the elective requirement.

What Is the 5-240 Law & Ethics Update?

The 5-240 course authority is Florida's 4-hour Law & Ethics update for health agents such as 2-40 license holders. Each licensee subject to the requirement must complete the appropriate license-specific update course during the applicable cycle.

How Often Is Florida Insurance CE Due?

Florida insurance CE generally operates on a two-year compliance cycle. Florida DFS states that licensees comply every two years during their birth month. Your exact due date and current cycle should be confirmed in MyProfile.

Can the Elective Hours Be Reduced?

Possibly. Florida DFS states that a person licensed for six or more years is eligible for a reduction to 16 elective hours per compliance period. A person licensed for at least 25 years who also holds certain qualifying credentials or education may be eligible for a reduction to 6 elective hours per compliance period. Florida DFS directs eligible licensees to use the applicable reduction process. Your MyProfile record should be used to determine what actually applies to you.

How Do I Check My 2-40 CE Status?

Log in to Florida DFS MyProfile and select CE Status. Check:
• current compliance period
• due date
• completed CE hours
• remaining hours
• required categories
• duplicate-course issues
• prior compliance periods
Florida DFS says licensees are responsible for monitoring their own CE completion records.

Can I Complete My 2-40 CE Online?

Florida DFS says required hours may generally be taken online or in a classroom through DFS-approved courses, subject to applicable exceptions.

Can I Take the Same CE Course Again?

Not for additional credit within two years. Florida DFS states that the same CE course cannot generally be repeated within a two-year period for CE credit.

When Will My CE Credit Appear?

The provider has up to 21 days after course completion to report qualifying CE credit to Florida DFS.

What Happens If I Miss My CE Deadline?

Florida DFS advises that late CE compliance can result in enforcement activity. A licensee who qualifies for good cause may be able to request an extension. Otherwise, Florida DFS may issue a Preliminary Notice of CE Non-Compliance after the due date.

Florida 2-40 CE FAQs

Do I need 24 hours every cycle?

Twenty-four hours is the standard requirement for a 2-40 license, but reductions may affect the elective portion. Check MyProfile for your individual requirement.

Which Law & Ethics course applies to 2-40?

The 4-hour 5-240 Health Law & Ethics Update.

Can I use a 5-215 course instead of 5-240?

The 5-215 update is designated for Life and Health licensees such as 2-15. Florida DFS identifies 5-240 as the update authority corresponding to the 2-40 Health license. Check MyProfile if you hold multiple licenses because Florida has separate rules for multi-license holders.

Where can I see exactly what I still need?

Florida DFS MyProfile CE Status.

Official Florida Resources

• Check My CE Status
• Search Approved CE Courses
• View Florida DFS CE Requirements

Last reviewed: September 20, 2026

Official Source Links Used for This Page

• Florida DFS Continuing Education
• Florida DFS Licensing FAQ
• Florida DFS License Qualifications
• Florida DFS Education Center, July 2026
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