Florida DFS identifies the 2-15 as the resident Health & Life, including Annuities & Variable Contracts, license.
How Many CE Hours Does a Florida 2-15 Agent Need?
The standard requirement is 24 hours per compliance cycle: 4 hours of 5-215 Law & Ethics and 20 elective hours. Applicable reductions may lower the elective requirement.
What Is the 5-215 Law & Ethics Update?
Florida DFS identifies CE05215 as CE 5-215 - Law and Ethics Update - LHV. Elevated Education Group LLC offers the approved 4-hour Self-Study Online course LIFE, HEALTH & ANNUITY LAW & ETHICS UPDATE 5-215 (Course ID 140230; Offering ID 1247555; Intermediate). This course has been approved by the Florida Department of Financial Services for insurance continuing education credit. It is not interchangeable with CE 5-240 - Law and Ethics Update - Health.
How Often Is Florida Insurance CE Due?
Florida insurance CE generally operates on a two-year compliance cycle. Florida DFS states that licensees comply every two years during their birth month. Your exact due date and current cycle should be confirmed in MyProfile.
Can the Elective Hours Be Reduced?
Possibly. Florida DFS states that a person licensed for six or more years is eligible for a reduction to 16 elective hours per compliance period. A person licensed for at least 25 years who also holds certain qualifying credentials or education may be eligible for a reduction to 6 elective hours per compliance period. Florida DFS directs eligible licensees to use the applicable reduction process. Your MyProfile record should be used to determine what actually applies to you.
How Do I Check My 2-15 CE Status?
Log in to Florida DFS MyProfile and select CE Status. Check:
• current compliance period
• due date
• completed CE hours
• remaining hours
• required categories
• duplicate-course issues
• prior compliance periods
Florida DFS says licensees are responsible for monitoring their own CE completion records.
Can I Complete My 2-15 CE Online?
Florida DFS says required hours may generally be taken online or in a classroom through DFS-approved courses, subject to applicable exceptions.
Can I Take the Same CE Course Again?
Not for additional credit within two years. Florida DFS states that the same CE course cannot generally be repeated within a two-year period for CE credit.
When Will My CE Credit Appear?
The provider has up to 21 days after course completion to report qualifying CE credit to Florida DFS.
What Happens If I Miss My CE Deadline?
Florida DFS advises that late CE compliance can result in enforcement activity. A licensee who qualifies for good cause may be able to request an extension. Otherwise, Florida DFS may issue a Preliminary Notice of CE Non-Compliance after the due date.
Florida 2-15 CE FAQs
Do I need 24 hours every cycle?
Twenty-four hours is the standard requirement for a 2-15 license, but reductions may affect the elective portion. Check MyProfile for your individual requirement.
Which Law & Ethics course applies to 2-15?
The 4-hour 5-215 Life, Health and Annuity Law & Ethics Update.
Does 5-240 satisfy the 2-15 update requirement?
No. Florida DFS lists CE 5-215 - Law and Ethics Update - LHV as the update authority corresponding to 2-15, while CE 5-240 - Law and Ethics Update - Health serves the Health authority. If you hold multiple licenses, verify your individual requirements in MyProfile before purchasing.
